TravelStack AI

Navan, Perk, or SAP Concur?

As of October 27, 2026, these three are company tools, and only two of them print a price. Navan Business is Free for companies up to 300 employees, then $15 per user per month after the first five expensing users. Perk's travel block is $0, $99, or $299 a month, plus a booking fee, and the same URL shows other monthly prices. SAP Concur names Joule and does not print a dollar. None of them is a consumer trip planner.

Checked Oct 27, 2026

Open Navan when the company is at or under 300 employees and you want the travel tier in one line. The pricing page says Navan Business is Free, there is no trip limit at that size, and the free tier is funded by provider commissions. Expense is free for the first 5 monthly expensing users, then $15 per user per month. Enterprise, for larger companies, is a quote. Travelers can book flights, hotels, cars, and trains. The homepage calls Navan Edge an AI assistant for flights, hotels, and restaurants, with 24/7 human support in the chat. The FAQ says a mobile app exists and does not name the store.

Open Perk when the booking fee is acceptable and you will read the tab. On the pricing page, a travel block lists Starter at $0 a month, Premium at a $99 platform fee, and Pro at a $299 platform fee, with a booking fee of at least $2 and at most $30. Other blocks start at $6, $8, $9, $11, or $13 a month, some plus 3% per booking. The FAQ says Spend is charged per active user, support and trip changes are not an extra fee, and an implementation fee may still apply. The homepage says one AI covers travel, spend, and events, and that a disrupted trip can be rebooked. On October 27, travelperk.com redirected to perk.com. The old name is the same product.

Open SAP Concur when the company wants that contract and does not need a public price. The homepage says an agentic assistant is trained on your policies, names a mobile app, and says the product is for businesses of every size. The Joule page lists Base, which must be activated, and Premium, which requires Base. Base includes a booking agent, trip changes, and a policy navigator. Premium adds a meeting-location planner and two expense agents. Neither page prints a price. Both end in a sales form.

They are not substitutes for a weekend plan. A traveler uses whichever one the company turned on. A company that is choosing should start with the page that prints the number it will actually pay: Navan's free travel tier, Perk's travel tab plus the booking fee, or Concur's sales quote. Ramp and Engine are the other small-team listings if the card or the hotel is the real job.

Side by side

Navan

Price
Freemium
On October 27, 2026 Navan Business is Free for companies up to 300 employees. Expense is free for the first 5 monthly expensing users, then $15 per user per month. Enterprise is a quote.
Best for
A company of 300 or fewer people that wants the travel price in writing.
Platforms
Website at navan.com. The October 27 pricing FAQ says there is a mobile app and does not name a store.
This check
Navan Business is Free up to 300 employees. Expense is free for 5 monthly users, then $15 per user per month. Enterprise is a quote. Navan Edge is the AI assistant named on the homepage.
Listing checked October 27, 2026

Official site (opens in a new tab)

Perk

Price
Freemium
On October 27, 2026 a travel block lists Starter at $0/month, Premium at $99/month, and Pro at $299/month, plus a booking fee of $2 to $30. The same URL also shows starting prices of $6, $8, $9, $11, and $13 a month. Read the tab, not one number.
Best for
A company that will open the pricing page and pick the Travel or Spend tab before it signs.
Platforms
Website at perk.com. No app store on the pages read October 27. travelperk.com redirected here.
This check
Travel Starter is $0 a month, Premium is $99, and Pro is $299, plus a $2 to $30 booking fee. Other blocks on the same URL start at $6 to $13 a month. Spend is per active user.
Listing checked October 27, 2026

Official site (opens in a new tab)

SAP Concur

Price
See site
On October 27, 2026 neither concur.com nor the Joule page printed a plan price. Both send a company to sales. There is no consumer free tier on those pages.
Best for
A company that already wants SAP's travel and expense stack and can buy it through sales.
Platforms
Website at concur.com. The October 27 homepage FAQ says there is a mobile app and does not name a store.
This check
No price on the homepage or the Joule page. Joule Base must be activated. Joule Premium requires Base and adds meeting and expense agents. The next step is sales.
Listing checked October 27, 2026

Official site (opens in a new tab)

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